domingo, 21 de fevereiro de 2010

1º emprestimo Kiva - Maria - Kiva Loan



About the Loan

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Location: Lima, Peru   Repayment Term: 8 months
(more info)
Activity: Clothing Sales   Repayment Schedule: Monthly
Loan Use: Buy clothes   Currency Exchange Loss: Possible
      Default Protection: Covered
María is a 34 year old young woman. She lives by the side of her life partner and their four children; Jocelyn, 15; Caroline, 12; Alex, 9; and Ken, 6.

She sells clothes to homes. That is to say, she gets orders from her neighbors, friends, and relatives. Later she delivers the clothing to their homes. That is how she gets the necessary income to support her family. María has been doing this work for six years. She is very happy because the work makes her feel independent. Also, it allows her to work on her home, which she is very comfortable doing.

María has thought about the future, and she would like to have a very popular stand in the market. That way she would be able to have greater stability.

This is her first loan with MFP. She has always been very responsible with all of her commitments. She promises not to miss any of her payments. She will use the money she is asking for to buy a larger quantity of clothes to increase her sales.


Translated from Spanish by Ginny Kalish, Kiva Volunteer

María tiene 34 años, es una joven mujer que vive al lado de su pareja y sus 4 hijos: Jocelyn de 15, Caroline de 12, Alex de 9 y Ken de 6 añitos de edad.

Ella se dedica a la venta de ropa a domicilio, es decir, recibe pedidos de sus vecinas, amigas y familiares, y posteriormente pasa a repartir las prendas a sus domicilios, obteniendo así los ingresos necesarios para el sustento de su familia.
María viene realizando esta labor por 6 años y se siente muy feliz, ya que su trabajo la hace sentir independiente; además, le permite dedicarse a su hogar, por lo que está muy cómoda realizándolo.
María ha pensado en el futuro, y le gustaría tener un puesto en un mercado muy concurrido para así poder tener mayor estabilidad.

Este es su primer préstamo con MFP, ella siempre ha sido muy responsable con todos los compromisos que asume, es por ello que se compromete en no fallar con el pago de sus cuotas. Con el dinero solicitado comprará mayor cantidad de ropa para incrementar sus ventas.